This site is privately owned and is not affiliated with any government agency. Learn more here.

About 401(k) Plans

When you open up a 401(k) account, you are one of the millions of Americans who is actively saving money for retirement. The 401(k) plan is an employer-sponsored retirement savings plan. When you sign up for this plan, your employer distributes company stock to you, which also allows you to… Read More

Learn About 401(k) Contribution Limits

When you have a 401(k), you are required to follow the regulations that put a cap of the number of funds that can be transferred into an account each year. These caps are called contribution limits. These limits depend on many factors, such as your age when you contribute funds,… Read More