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What can affect my credit score?

The factor that has the greatest direct effect on your credit score is the amount and type of debt that you have. However, it is imperative to have some level of debt or a credit history in order to establish your credit score. Lenders will use your credit score to… Read More

Top Tips to Help You Start Improving Your Credit Score

Your credit score is an indicator that banks and other lenders use to determine how likely you are to pay off any debts you have. The higher your score, the more likely you are to repay what you borrow. On the other hand, having a low credit score is a… Read More

Is it important to check your credit report?

Consumers around the country rely on their credit to make large purchases like cars and homes.  As such, it is important to earn credit and preserve it by being a reliable borrower and making timely payments. Many consumers rely on their credit to meet their financial goals. However, having bad credit… Read More